Speaker profile
David Steckel
Founder and CEO of Polygrade. He founded Setter, built Thumbtack’s home services partnerships and led product at Sears Home Services. Now he’s bringing AI-native claims management to the warranty industry.
SPEAKS ON
Home warranty · Home services · Proptech · Partnerships · AI adoption · Innovation in large companies
Booking and press: Jess Poindexter, jess@polygrade.com

BUILT AT


SETTER WAS BACKED BY
POLYGRADE IS BACKED BY

At a glance
NOW
Founder and CEO of Polygrade, AI-native claims management for the warranty industry
FOUNDED
Setter, the first home management app, backed by Sequoia and acquired by Thumbtack
AT THUMBTACK
Helped pivot the company into home services and built its partnership and innovation teams
AT SEARS HOME SERVICES
Chief Product Officer who helped move the business off its mainframe onto a modern stack
ON STAGE
Warranty Innovations 2026 in Chicago, on getting AI implementation across the line
ON AIR
PropTech Espresso and The Partner Awesome Podcast, with more episodes on the way
About David
David Steckel has spent his entire career in the home. He started out running a construction company, then went on to build the products that connect homeowners with the pros who care for their homes. Today he is the founder and CEO of Polygrade, an AI-native claims management platform for the warranty industry, which came out of stealth in October 2026 with $6.3M raised.
He founded Setter, the first home management app, and raised venture capital from Sequoia. When Thumbtack acquired Setter, David helped pivot Thumbtack into home services and built its partnership and innovation teams across both the supply and demand sides of the business. As Chief Product Officer at Sears Home Services, he helped move the company off its mainframe onto a modern tech stack and automated operations across the business.
That path has given him a view of home services from nearly every side: the homeowner, the pro, the repair operation and now the warranty company paying for the claim. It’s the view he brings to every conversation about where warranty and home services go next.
What David talks about
01
The size of the warranty market
Only about 5 to 6% of U.S. homeowners have a home warranty, and most new plans come with a home purchase. What that says about where the market stands today.
02
The warranty opportunity
Once homeowners have a warranty, most renew it year to year. Why the homeowners who don’t have one yet are where the growth is.
03
The future of warranty
How AI is changing the claim, the moment a homeowner actually experiences their warranty, and what the industry looks like when claims just work.
04
Repair or replace
The rule of thumb he uses for when a repair stops making sense, and how warranty companies can make that call before a technician is sent.
05
Home services and proptech
Lessons from a career spent across the home, from Setter and Thumbtack to Sears Home Services and now warranty claims.
06
Getting innovation across the line
Why new ideas stall inside large companies, and how to move them through business, legal and IT in parallel instead of one at a time.
07
Build, buy or overlay
Build versus buy is really three options. What each one costs over five years, and how to choose.
08
What building partnerships four times taught him
Partnerships at Setter, Thumbtack, Sears and now Polygrade, and the frameworks he shares: start with your customer’s ecosystem, choose which partners come first, and grow each one from discovery to scale.
09
Lessons from a first startup
Paying an outside firm to build exactly what he asked for, watching it fail, and what that taught him about building product.
Recent appearances

PODCAST · NOV 9, 2026
Know your partner like your customer
On The Partner Awesome Podcast: learning a partner’s business before you pitch it, speaking its language, and using AI prototypes to get a partnership to a test faster.

PODCAST · OCT 7, 2026
Rebuilding the warranty stack
On PropTech Espresso: home warranty, legacy technology and why Polygrade started where the work is hardest.

STAGE · OCT 8, 2026
Navigating the legal, operational and tech challenges of AI implementation
A Legal Spotlight session at Warranty Innovations 2026 in Chicago with Jesse Wilson of Warranty Legal, on getting AI from pilot to production.
Writing
POLYGRADE BLOG
Nov 10, 2026
How a partnership grows: five stages from discovery to scale
POLYGRADE BLOG
Nov 9, 2026
How to choose which partners to pursue first
POLYGRADE BLOG
Nov 6, 2026
Our partnership strategy: the framework behind Polygrade’s partner ecosystem
POLYGRADE BLOG
Oct 15, 2026
How to get innovation across the line at a warranty company
THE SIGNAL
Oct 7, 2026
The AI opportunity in warranty
POLYGRADE BLOG
Oct 1, 2026
We outgrew our name: ProPay is now Polygrade
POLYGRADE BLOG
Sep 9, 2026
Build vs. buy for warranty claims software
Book David
Invite David on your show or stage
For podcasts, panels and keynotes, contact Jess Poindexter at jess@polygrade.com. Headshots and approved bios are in the Polygrade media kit.
