Blog
Running a home warranty claims operation
What actually moves cost per claim, severity, cycle time, what the data says, and how the decisions get made. Written by the team building it.

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Strategy
How a partnership grows: five stages from discovery to scale
At Thumbtack, I broke partnership development into five stages: discover, experiment, land, expand and grow. Here's what happens in each one, and what moves a partner from one stage to the next.

David Steckel

Strategy
How to choose which partners to pursue first
Every company your customer works with is a potential partner, and you can't pursue them all at once. Here's the framework I built at Thumbtack to decide which come first.

David Steckel

Strategy
Our partnership strategy: the framework behind Polygrade's partner ecosystem
There's no master playbook for partnership development. Here is the framework we use to build Polygrade's partner ecosystem, and why it means a warranty company starts with the right partners already in place.

David Steckel

Company
How to get innovation across the line at a warranty company
Everyone in warranty is being told to innovate. At Warranty Innovations, Jesse Wilson and I talked about the harder question: will your organization let you get it across the line?

David Steckel

Product & Engineering
What decades of building taught me about outcomes, architecture and leadership
The deepest lessons from decades of building were never about technology. They came from how organizations work, and from being wrong enough times to learn what does.

Eui Chung

Company
We outgrew our name: ProPay is now Polygrade
We started as a payments fix for warranty contractors. The bigger problem was the claim itself, going sideways long before anyone got paid. Here is why ProPay is now Polygrade.

David Steckel

Product & Engineering
Headed vs. headless integration: why day zero decisions matter most
Headed or headless is a day zero call that quietly sets your future cost of change. How to read the objective before the architecture hardens.

Eui Chung

Claims Operations
Build vs. buy for warranty claims software
Build versus buy is really three options, not two: build it, replace your platform, or overlay intelligence on what you already run. A look at the real five-year cost of each.

David Steckel

Product & Engineering
The cost of building software is collapsing. The cost of bad decisions isn't.
AI is pushing the cost of building software toward zero. Judgment about what deserves to exist is now the scarce resource. Here is how we build at Polygrade.

Kaustubh Vongole

Product & Engineering
AI agent orchestration: why one model can't run a complex workflow
A single model that handles intake, triage, and authorization ends up good at everything and excellent at nothing. Here is when a team of specialized agents wins, and when one model is still enough.

Eui Chung

Product & Engineering
Pilots are easy. Outcomes are hard.
Why AI implementations stall on the way to production, and what to look for in a partner before you sign.

Eui Chung
