Stripe
Payments infrastructure for card and bank transfers
Polygrade integrates with Stripe to execute validated contractor and supplier payments. Stripe is payments infrastructure for card and bank transfers, used by some operators to move money directly rather than through a full ERP payment run. Polygrade writes payment instructions in only after an invoice passes authorization.
Stripe is payments infrastructure for card and bank transfers, used by some operators to move money directly rather than through a full ERP payment run. For Polygrade, Stripe is downstream of a decision already made, the rail Polygrade can use to execute contractor and supplier payments directly. Nothing reaches Stripe until Polygrade has validated the invoice against the authorization record that approved the work.
What Polygrade sends to Stripe
Polygrade validates contractor and supplier invoices against the authorization decision that approved the repair or parts order, the same decision that carried a confidence level and a documented reason at the time it was made. Only invoices that pass that check reach Stripe.
Every payment instruction Polygrade sends to Stripe traces back to a specific claim: a validated invoice, an authorization decision made at a known confidence level, and, where a homeowner was involved, the SMS conversation that confirmed the work was done.
That’s what Stripe receives: a payment instruction with the underlying claim, invoice, and authorization already reconciled, not a raw invoice needing separate review.
How the Stripe connection works
Polygrade initiates payments through Stripe’s API once an invoice has been validated against the authorization record, so a payment only executes after that check has passed.
A Forward Deployed Engineer maps Polygrade’s payment records to Stripe’s chart of accounts and approval structure during deployment, so what lands in Stripe fits how your finance team already reconciles spend.
What stays in Stripe
Stripe continues to own the actual disbursement, reconciliation, and financial reporting exactly as it does today. Polygrade supplies validated payment instructions; Stripe remains the system of record for the money itself.
Data handling and security
Payment data written into Stripe comes from a company-specific Polygrade instance, one client’s financial data is never accessible to another. Polygrade is SOC 2 compliant, with both Type I and Type II audits complete.
Every payment Polygrade sends to Stripe is logged alongside the authorization decision and confidence level behind it, so any payment landing in Stripe is traceable back to the claim that generated it.
Deploying the integration
A dedicated Forward Deployed Engineer sets up the Stripe connection to match your chart of accounts and payment approval structure before any live payments flow through it.
Frequently asked questions about Polygrade and Stripe
Does Polygrade execute payments directly, or does Stripe still control disbursement?
Stripe remains the system of record for actual disbursement and reconciliation; Polygrade supplies validated payment instructions once its own authorization check has passed.
How does Polygrade connect to Stripe?
Polygrade initiates payments through Stripe’s API once an invoice has been validated against the authorization record, so a payment only executes after that check has passed.
Can a payment reach Stripe without authorization?
No. Every invoice is validated against the authorization record before it’s written to Stripe, recommendations outside configured thresholds route to a person first.
